CAMS Long Term Plan GROWTH CONCEPT
										SELECT TO VIEW:
	EQUITY INDEX FIXED ANNUITY AND A SEPARATE OPTIONS ACCOUNT
										30% Options Page
Initial Capital:		100,000
		Annuity			Options					50% Options Page
Allocation:		90,000			10,000
										(See Note 3. Below)
Initial 10% Bonus:		9,000			None		Projected Option Growth Pattern
							1st 12 Mos.		2nd 12 Mos.
Starting Balances:		$99,000			$10,000		10,200		12,936	EXPLANATION:
End of Yr							10,404		13,195	In the Projected Option
1		104,940			12,682		10,612		13,459	Growth Pattern columns
2		111,236			16,084		10,824		13,728	the numbers show the
3		117,911			20,399		11,041		14,002	monthly results of the
4		124,985			25,871		11,262		14,282	option trading happening
5		132,484			32,810		11,487		14,568	exactly at the stated
6		140,433			41,611		11,717		14,859	growth rate under Note 3.
7		148,859			52,773		11,951		15,157
8		157,791			66,929		12,190		15,460	The other two columms
9		167,258			84,883		12,434		15,769	are running annual totals.
10		$177,294			$107,652		12,682		16,084
			Annual Growth Multiple:				1.27		1.27
Notes:
1.  Assumed Growth Rate of Annuity:				6%
2.  Option money is in a separate brokerage account where
	20%	of the account balance purchases PUT or CALL OPTIONS each month.
3.  Option growth assumes a			10%	profit on each monthly option trade.
4.  Income tax is deferred until  withdrawal in an annuity.
5.  Capital Gains Income tax (currently 15%) is payable annually on option trading profits.
	(But remember, paying taxes means you made some money.)
6.  The entire investment can be lost when purchasing options.
N.B.	Are the Option Growth Projections realistic?  In my experience, it is not uncommon at all
	for options that I have chosen to increase in value by 50% over the course of a few days, not
	to mention over the course of 30 days.  So suggesting that an option that costs $2,000 may
	go to $3,000 in a short time is not unrealistic at all, to me.  There are no guarantees, but
	a 50% gain is not uncommon.  The trick is to avoid getting greedy by "protecting" the trade,
	once it hits the target value.  You'll just have to trust me to do that consistently.
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